One of the world's DIY-retailers has opened a credit line in a systemically important Russian bank. KIAP team accompanied the client when choosing a strategy for interaction with the bank on the settlement of obligations under the credit line. In particular, the consequences of debiting/early repayment of the loan were assessed.
The project was complicated by the targeted nature of the credit line, obtained as a special government support programme under the restrictive COVID-19 measures. At the same time, the client required the quickest possible advice on the interpretation of the regulations adopted in an economic and social situation that was unprecedented.
KIAP was able to provide the client with a competent and sound risk assessment within a short time frame and it allowed the client to make an informed decision about the future of the loan.